Immigrant “Fake Car Crash” Gangs Cause Motor Insurance Premiums to Jump by 30%

Motor car insurance premiums have jumped by an average of 30 percent a year after a massive upsurge in fraud and faked car crash claims which have been blamed by police and insurance crime investigators on Pakistani, Afghan and Bangladeshi immigrants.

The increase in insurance premiums is yet another financial punishment inflicted upon the British public as a result of the massive Third World immigration invasion supported by both Tory and Labour governments.

According to the Automobile Association (AA), car insurance policies have increased by an average of £215 per year. Drivers will now be forced to pay an average of £845 for their annual policy, up 34 percent from last year’s average of £630.

According to Simon Douglas, director of AA Insurance, as quoted in a recent media report, almost half of the average insurance policy now goes to cover the cost of whiplash claims, fraud, legal fees and tax.

The number of whiplash claims has risen by 25 per cent in six years and £44 from every motorist’s policy goes to cover fraudulent staged accidents.

According to the media, these “crash for cash” claims are so common in certain areas that drivers in some parts of the country either cannot buy insurance at all or have to pay massively inflated premiums.

These areas are often located in wealthier areas where victims are most likely to have full comprehensive insurance.

For example, one company, Esure, reported a 300 percent increase in personal injury claims in the B31 postcode in Birmingham. Towns in this postcode include Longbridge and Northfield, some of the better-off areas of the West Midlands.

Parliament’s Transport Select Committee was told last week by Chief Supt Geraint Anwyl of the Association of Chief Police Officers’ roads policing section that the frauds were “highly organised and clearly very profitable.

“Induced collisions and staged collisions were taking place along with fictitious collisions,” Supt, Anwyl told the committee, adding that this was directly raising premiums.

According to the Insurance Fraud Bureau, there were about 30,000 “staged car crashes” last year which cost insurers about £350 million and added £44 to the premium of every driver.

In September 2009, London police inspector Nick Chalmers told BBC Asian Radio that “Pakistani, Afghan and Bangladeshi criminal gangs in Britain are staging deliberate car accidents in order to claim their victims’ car insurance money.”

Inspector Chalmers said that the gangs operate primarily in Yorkshire, Lancashire and the suburbs of London.

“The modus operandi of the gangs appears to be to move closely in a convoy of two cars. The first car suddenly brakes very hard, as does the second, forcing the targeted victim’s car to crash into the rear of the second car,” he said.

“The perpetrators then make a fraudulent car crash claim to their victim’s insurance company for damages to their vehicle and for personal injuries, such as whiplash, real or not,” he continued.

“Some fraudsters have claimed for injuries to persons not even present in the vehicle.

“Ten such gangs operate in northwest London alone, and the daily count of staged accidents could be up to 20,” Insp. Chalmers said.

An article in the Financial Times from 2008 dealing with the topic quoted the Insurance Fraud Bureau’s (IFB) head, Sue Jones, as saying that the proceeds from the ‘crash for cash’ cases were’ linked to other serious crimes and countries associated with Islamic extremism, such as Afghanistan.’

Ms Jones was quoted as saying that the IFB was specifically targeting these gangs, many of which were linked with "all sorts of other criminality.

“This is not just a crime where greedy people are lining their own pockets and driving around in flash cars and buying nice houses. It's the more sinister uses to which the money is being put,” she said.

Ms Jones added that “the crime was linked to drugs, immigration frauds and other financial offences, perhaps even including the financing of Muslim extremist groups.

"Of concern to us is the volume of money that's going out of the country through places like Dubai and into places like Pakistan and Afghanistan. Once the money is out there, it does become particularly difficult to get a handle on it,” she said.